With the furlough scheme set to run until the end of March and many people still working from home, the mortgage process is taking longer than we are used to, and we would like it to. This is causing frustration within the property market as buyers are keen to get the keys to their new homes before the Stamp Duty Holiday ends!
Now more than ever, it is important to make sure you have everything in place when applying for a mortgage. With some lenders still reporting 15 – 25 day back logs, having the help of an adviser will ensure that your application is process as quickly as possible. We also know which lenders are most likely to accept your application and have access to lenders that work exclusively with advisers and are not available on the high street. Rather than spending time trying to work this out yourself, speak to an adviser who has the knowledge to point you in the right direction.
“Allan has been the quickest, most responsive, and diligent mortgage advisor we’ve ever had the pleasure of dealing with. Having found ourselves in a royal mess because of our previous lender we approached Allan with a very urgent request for help. He has delivered us a new mortgage, in record speed, and has also found us a lower rate than we were paying previously. Allan’s tenacity has enabled us to plough on with our house move as planned when all seemed lost. Thank you so much!!”
We’ve had to adapt like most businesses over the last 9 months in order to help our clients purchase their new homes. We’ve put the video below together to give you some hints and tips on how to make sure your mortgage application is processed and approved as quickly as possible.