I set up Equity Select in order to deliver high-quality equity release advice within the Midlands area. The market has changed significantly, and more and more people are seeing their property as a way to help fund their retirement. With those in the baby-boom generation approaching retirement, it’s likely that equity release will become more mainstream over the coming years.
Yes, equity release has suffered a bad name in the past – nobody would deny that; however, with the new regulations and safeguards that are in place, it’s easy to see why it’s grown in popularity and why I receive regular enquiries about it.
As this is a personal decision for a family, getting the right advice and information is very important. All my clients know I’m passionate about helping them and even more so about discussing all their options face to face. We’ll meet for a coffee and a chat; I’ll go through how equity release works, what their options are, and the benefits and drawbacks of each option; and then I’ll leave them to decide what’s right for them. There isn’t a charge for this service; I’m happy to just talk this through as a starting point. If my clients decide it’s the right decision for them, then I’ll assist them with releasing some equity from their property. If it’s not right for them, it’s no problem at all. In fact, if I don’t think it’s right for a client, I’ll actively advise against it. There are a lot of misconceptions around equity release, and I want to educate people on how it really works.
By being able to offer equity release advice (and mortgage advice too), I’m confident I’ll be able to help my clients when it comes to property finance.