First time buyers we are here to help!
The governments recent announcement to turn “Generation Rent” into “Generation Buy” has seen the re introduction of 95% mortgages across the market. Along with the Stamp Duty Holiday extension now really could be the time for those looking to get on the property ladder to take their first steps!
First time buyers looking for advice and guidance around the whole property buying process may find the situation slightly overwhelming. With so much information available online nowadays we decided to put a First Time Buyer Mortgage Guide together which covers all of the main points that come up in conversation with our clients. The most important piece of advice that we offer all our clients is around preparation. The more planning you can do in advance the better!
As an independent company Equity Select has access to a wide range of lenders, some of them you will know, others only work directly with mortgage advisers like us. Our job is to work with you and find the mortgage that’s right for you! More than that though, we pride ourselves on helping you throughout the whole property buying process. We can deal with the banks on your behalf, we can also work with the estate agent and solicitors throughout the process to ensure things go as smoothly as possible. Having been first time buyers ourselves not so long ago we know what you are going through and the challenges that you are going to face when buying your first home. That’s why we are here to help! Our clients are our priority and the feedback we’ve received over time has been fantastic. To read some of our reviews check out our profile on Vouchedfor.
Are you thinking of buying your first home but not sure where to start? Equity Select’s free First Time Buyer Mortgage Guide explains the house buying process in simple terms.
In this guide we cover:
- Mortgage deposits
- The importance of your credit score
- How banks calculate the amount of money you can borrow
- Other costs involved when buying a property
- The home buying journey
- Frequently asked questions
After reading this guide hopefully you will have a much greater understanding of the home buying process. Every client is different and the guide is designed to cover the key steps throughout the journey. If you have any questions that are not covered in this guide or you would like to discuss your own circumstances in more detail you can drop us an email or give us a call and we will go through everything together. Equity Select are here to help you unlock your potential!